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How to protect yourself with good password routines

Security in this context is synonymous with access control. We want to make it as difficult as possible for unauthorized persons to gain access to our private accounts. By using good passwords on all your accounts and devices, not reusing passwords and use multi-factor authentication (MFA, two-factor) where possible, you are well on your way.

Strong passwords

A strong password is not in itself that difficult to create. Remembering several such strong passwords on all the services you use, however, is a challenge. Password phrases can be easier to remember if you use a unique phrase for each service you use. Sentences are easier to remember then a combination of numbers, symbols and letters. You can create a memory rule that combines something familiar with something related to the service you use.

What is Two-Factor/Multifactor Authentication(MFA) and why you should use it

Two-Factor/Multifactor Authentication (MFA) is a security feature that requires users to provide two or more methods of authentication before accessing an online account. These methods can include something you know, such as a password or PIN, something you have, such as a smartphone or token device, or something you are, such as a fingerprint or facial recognition.

Why You Should Use Two-Factor/Multifactor Authentication

Increased Security

Using Two-Factor/Multifactor Authentication significantly increases the security of your online accounts. Even if someone manages to obtain your password, they won't be able to access your account without the second form of authentication.

Protection Against Data Breaches

Data breaches are becoming more and more common these days, with millions of user accounts being compromised. By using Two-Factor/Multifactor Authentication, you can protect your accounts from being accessed even if your password is stolen in a data breach.

Convenience
While it may seem like an extra step to use Two-Factor/Multifactor Authentication, it can actually be quite convenient. Most online services now offer this feature, and it only takes a few seconds to complete the authentication process.

Compliance

Many industries and organizations require the use of Two-Factor/Multifactor Authentication to comply with regulations and standards. By using this feature, you can ensure that you are meeting these requirements.

How to Use Two-Factor/Multifactor Authentication

Using Two-Factor/Multifactor Authentication is simple. Most online services offer this feature, and it can usually be activated in the security settings of your account. Once activated, you'll be prompted to provide the second form of authentication every time you log in. If you have a multifactor authentication and your password should get stolen, your account will still be safe.

Mobile screen lock - Always use password, fingerprint or face recognition.

Mobile phones often go astray. They are lost and they are stolen. A mobile phone contains an incredible amount of information about you and your usage patterns. It is also the tool you use for two-factor authentication, so good access control on your mobile phone is important.

Have I been hacked?

Do you suspect that your password has gone astray, that your account has been hacked or that you have even lost control of your account? You can see if your passwords have been hacked at 'Have I been pawned' or if your e-mail address is associated with databases that have been hacked

Protecting Your Personal and Financial Data Online: Best Password Routines and Safety Practices

In today's world, where most of our sensitive information is stored online, creating strong passwords and following good password routines is crucial to ensure the safety and security of our personal and financial data. A weak password is like an open invitation to hackers and cybercriminals, who are always looking for vulnerabilities in our online security.

Here are some good password routines that you can follow to keep your passwords safe and secure:

Use a combination of upper and lower-case letters, numbers, and symbols One of the most common mistakes people make is using simple and easy-to-guess passwords such as "123456" or "password." Using a combination of upper and lower-case letters, numbers, and symbols makes it difficult for hackers to crack your password using brute force attacks.

Use unique passwords for each account
Using the same password for multiple accounts is a huge mistake. If a hacker gains access to one of your accounts, they can use that same password to access all of your other accounts. Using unique passwords for each account ensures that even if one of your accounts is compromised, the rest of your accounts remain safe.

Use a password manager
Remembering unique and complex passwords for each account can be difficult. A password manager is a tool that can help you generate and store strong passwords securely. All you need to do is remember one master password, and the password manager takes care of the rest.

Regularly change your passwords Even if you have strong passwords, it's a good practice to change them regularly. This reduces the risk of your password being compromised over time.

In addition to following good password routines, there are a few other things you can do to stay safe on the internet:
Only use trusted websites and applications
Make sure that you only use trusted websites and applications when entering your personal and financial information. Check that the website or application has a secure connection (https://) before entering any sensitive information.

Be wary of phishing scams
Phishing scams are attempts by cybercriminals to trick you into giving them your personal and financial information. Be cautious of any unsolicited emails, messages, or phone calls that ask for your information.

Keep your software up to date
Make sure that you keep your software and operating system up to date with the latest security patches. This reduces the risk of vulnerabilities that could be exploited by cybercriminals.

Creating strong passwords and following good password routines is crucial for ensuring the safety and security of your personal and financial data online. By following the tips outlined in this article, you can protect yourself from cybercriminals and keep your sensitive information safe.